Online Shopping — Amazon India (Online Retailer)

No Cost EMI — Mobiles, TVs, Large and Small Appliances

The e-commerce platform Amazon India is a renowned online store selling genuine products from top brands.

Avail Amazon No Cost EMI offers on mobiles, televisions, large and small appliances, electronics, laptops, cameras, Kindle, ACs and more. Pay in easy installments at no extra cost: zero down payment, zero interest on emi, zero processing fee.

The no cost emi offer is available from December 23, 2017 to January 2, 2018.

No Cost EMI Festival

Mobiles

Starting Rs.313/month

Large Appliances

Starting Rs.470/month

Televisions

Starting Rs.499/month

Small Appliances

Starting Rs.470/month

About the Offer

Minimum Order: Rs.7000
Maximum Cashback: Rs.1500
Offer Duration: December 23, 2017 to January 2, 2018
Cashback Date: Latest by March 2, 2018

What is No Cost EMI

The interest charged by the bank will be offered as an upfront discount, effectively making it No effective interest.
Zero additional charges (Taxes as applicable will be charged by bank).

Monthly Installments

Zero Additional Charges

How to Avail No Cost EMI

• Step 1: Check product eligibility for No Cost EMI
• Step 2: Discover all EMI options on the product
• Step 3: Select EMI option on Payment Page

Check product eligibility for No Cost EMI

Discover all EMI options on the product

Select EMI option on Payment Page

Things to Know

Let’s go through the example of a product purchase with No Cost EMI

Will I be charged interest by my bank?

Yes, your bank will charge you interest. However, an instant discount equal to interest payable to bank will be provided, thus making it no additional interest cost for you. You will pay your bank the total product cost split into installments.

What will my bank statement look like?

Initially your card limit will be blocked for the full purchase amount. After 4-7 business days your bank will process this to an EMI and you will be charged the EMI amount in your monthly card statement.

Frequently Asked Questions

• 1. What is No Cost EMI?
  No Cost EMI is an offer by which you pay your EMI provider only the product price, equally divided over your repayment timeline.
  For example, if you buy a Rs.18,000 item at a 6 month tenure, you will pay your EMI provider Rs.3,000 every month for 6 months, amounting to a total of Rs.18,000*.
• 2. Which payment methods can I use to get a No Cost EMI?
  No cost EMI is available on credit cards from all major banks (Axis, ICICI, HDFC, Citi Bank, SBI, IndusInd, Yes Bank, Kotak, RBL, HSBC, Standard Chartered) and Bajaj Finserv EMI cards.
• 3. Are there any fees or down payment?
  There are no processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.
• 4. Is No cost EMI available on all products on the site?
  No cost EMI is available on wide selection of categories including mobiles, large appliances, laptops and much more. It is applicable on select sellers only. You can check the availability in the offers section on the product detail page.
• 5. Can I use my Amazon Pay balance along with the No cost EMI offer?
  No, you cannot. Please deselect your Amazon Pay balance to make a payment using the No cost EMI offer.
• 6. Can I avail the No cost EMI offer along with the Exchange offer?
  Yes you can. In that case, your EMI amount will be calculated on the reduced amount (after deducting the Exchange value).
• 7. Will my bank continue to charge me interest?
  Yes, your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your purchase, effectively giving you the benefit of a No Cost EMI*.
• 8. How will my EMI be charged?
  Your EMI provider will take 3-5 working days to process your EMI. Once done, your EMI will be charged on a monthly basis, as per your credit card billing cycle or payment instructions with your EMI provider. Please check with your provider for specific details.

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